Home Purchase Private Mortgage Insurance is an insurance that will protect the Mortgage Lender. The buyer will pay the premium. If you purchase a home and put 20% as a down payment, there is a 10% difference between the down payment and the Mortgage Loan. The lender wants a guarantee on that 10% in case… Continue reading Please Explain PMI
Category: Ventura County
Ventura County
Ventura Marina Yesterday and Today
Loading #TBT Bird’s-eye view of the Ventura Marina after 1961, long before the Seaward and Harbor areas were developed. View on Instagram Loading Throwback Thursday! This image is of Ventura in 1877. An incredible amount of things have changed. This was made before the Mission was built and long before City Hall. What do you… Continue reading Ventura Marina Yesterday and Today
Camarillo
Camarillo, California is a growing community located a few miles east of the Pacific Ocean and southeast of Ventura. In years gone by this was a major agriculture area in Southern California and remains a big player in agriculture products today. In recent decades the real estate offered includes traditional single family homes in traditional… Continue reading Camarillo
Yes, There is a Banana Belt of Ventura County !
Yes, it’s true and the old timers used to talk openly about the Banana Belt of Ventura County. It was located along the sloping areas along the Santa Clara River, down near the ocean around Saticoy. This is a unique micro-climate and probably has the only commercial banana farm in the western United States.… Continue reading Yes, There is a Banana Belt of Ventura County !
VENTURA COUNTY REAL ESTATE SELLING FAST
When you talk about Ventura, Oxnard, Camarillo or just about any real estate located in the County, you end up really discussing the California lifestyle. No matter what type the home or property, the price or location, when you talk about Ventura County homes, you are really talking about the unique lifestyle of Southern… Continue reading VENTURA COUNTY REAL ESTATE SELLING FAST
Oxnard
Once inhabited by the Chumash Indians, Oxnard is now the most populaced city in Ventura County. Settlers soon turned it into a Ranching area. And then by the mid-20th century the city grew and developed the areas outside the downtown with homes, industry, retail, and a new harbor named Channel Islands Harbor. Oxnard is located… Continue reading Oxnard
Santa Cruz Island, Our Backdoor Neighbor
The residents of Southern California and especially the people who live in Ventura County are lucky to have a famous Channel Islands National Park just a few miles offshore. This unique Park is made up of the several offshore islands, off the coast of Southern California. California’s Channel Islands are often called “the Galapagos Islands… Continue reading Santa Cruz Island, Our Backdoor Neighbor
Santa Paula Getting its Own Sewer Plant
The city of Santa Paula residents will no longer be paying the second highest sewer rates in the state. The Santa Paula City Council unanimously voted to purchase a waste water treatment plant for almost $71.0 million. The vote came recently at their regular Monday meeting, and will save residents hundreds of dollars a year.… Continue reading Santa Paula Getting its Own Sewer Plant
Santa Paula
Situated just east of Ventura, Santa Paula is a rapidly growing community, with developments springing up amongst the Orange Grove and farmlands. This community was once known as the Citrus Capital. The local economy is mostly agriculturally based with Lemon, Orange and advocado groves. In fact Santa Paula is the headquarters for Calavo Growers, Inc. … Continue reading Santa Paula
Housing Prices Hit New High in March
Prices of new homes nationall are increasing sharply this year. The U.S. Department of Commerce revealed the median price nationwide for new homes was $290,000 in March, which is an 11.2 percent jump between February and March of 2014. Housing Expert Don Frommeyer, CRMS, President of NAMB (The Association of Mortgage Professionals), attributes the rising… Continue reading Housing Prices Hit New High in March