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Dave Wallace, REALTORŪ, real estate agent and broker for Ventura and Ojai California home listings, property and land for sale
All Realtors are NOT alike! Find out why I am a top real estate expert. Call me: 805-643-1234.


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Effective, Efficient And Professional
The entire transaction was handled with integrity.
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Mortgage Prequalification: Ventura and Ojai California home buying, real estate listings, and homes for sale in Ventura                        County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Ventura, Camarillo and Oxnard Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 


Dawn Peck

Countrywide Home Loans & Mortgage (http://countrywide.dorado.com/dawnpeck)

2351 Lockwood Street #202
Oxnard, CA 93036
Office: 805-389-1558
Cell: 805-290-5716
Fax: 805-604-1203

RandyVan Dueck

Brokers Alliance Mortgage
Office: 805-373-2431

Ron Holland
The Financial Firm (http://www.financialfirm.com/)

4572 Telephone Rd, Ste 913
Ventura, CA 93003
805-984-8871
Fax: 805-654-0860


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Real Estate Tips
Cosmetic Improvements > Selling Tips

      Sometimes Realtors walk into a home that is basically attractive, but lacks something that they can't quite put their fingers on. Then they notice that all of the drapes are closed, and there is a lot of overgrown shrubbery blocking the sun.
      A dark house is not as appealing to most buyers as one that is flooded with light. As a part of your preparations to market your home, try to maximize the light in your home. Make sure that all the windows are clean, and open the drapes when the house is being shown. A fresh coat of light paint can do a lot to brighten up the interior. If your house has very dark paneling, and there is not a lot that you can do about it, you may want to consider adding additional lamps. Your Realtor may be able to provide other simple and cost-effective ideas about how to maximize your home's appeal.
     

See All Tips In The "Cosmetic Improvements" Category >
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Real Estate Trivia
Q  What upscale neighborhood is home to actor Robin Williams?
A  Robin lives in the Sea Cliff area in San Francisco where a typical four-bedroom mansion is currently valued at $1,250,000.
See More Real Estate Trivia >




Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Sally Knox Insurance

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Dave Wallace, REALTORŪ, real estate agent and broker for Ventura and Ojai California home listings, property and land for sale

Dave Wallace
Alliance Realty, Inc.

2542 E. Main Street
Ventura, CA. 93003
Phone: 805-643-1234
Fax: 805-643-1230
Email: venturarealestate@alliancerealtypros.com

Dave Wallace has been a Realtor since 1986 and recently opened Alliance Realty, Inc. While at his previous company, Dave received virtually every company award, including the Executive Club, President’s Club, and the Platinum Club award which he achieved every year since 1993. This is the highest annual honor given to an agent. Dave was also inducted into the “Hall of Fame” in 1996. Dave Wallace and his Team are ready to serve you and will provide you with everything you need to know about real estate. Call or email them today!


Alliance Realty, Inc. real estate and homes for sale in Ventura and Ojai California

www.venturarealestate.com is brought to you by
Dave Wallace; in real estate for Ventura, Camarillo and Oxnard, California

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National Listings Databases: Homes for sale in national American USA web site listings databases of properties
New Construction: New homes for sale, new construction and newly built properties and real estate subdivisions
Unique & Luxury Homes: Home buyers, find luxury homes, real estate, beach front properties, mansions, & acreage/land for sale on these top national & international listings web sites
International Properties: Find international homes for sale on these international/global real estate web sites from Canada, Europe, France, Germany, UK, Great Britain, Spain, Italy, Asia, Africa, and beyond

Why Buyers Choose Me: Why homebuyers in the Ventura, Camarillo and Oxnard area choose Dave Wallace as their Realtor
Latest Listings: Get Dave Wallace's latest Ventura, Camarillo and Oxnard listings of homes for sale first!
Find Your Perfect Home: Dave Wallace will search for your ideal home and email you the newest Ventura, Camarillo and Oxnard MLS listings of properties
First Time Homebuyers: Are you a first time homebuyer in Ventura, Camarillo and Oxnard, CA? As a top Realtor, Dave Wallace can guide your home buying search
Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Ventura, Camarillo and Oxnard house or other real estate or property

Action Plan For Sellers: Why home sellers in Ventura, Camarillo and Oxnard choose Dave Wallace
Free Presentation: Free in-home listings presentation on marketing your Ventura and Ojai, California property
Property Valuation: How much is your Ventura, Camarillo and Oxnard home worth?
What Did That Home Sell For?: What did that Ventura, Camarillo and Oxnard, California property or other real estate sell for?
FSBO: Selling your Ventura, Camarillo and Oxnard real estate on your own?

About Ventura, Camarillo and Oxnard: Moving to Ventura, Camarillo and Oxnard, California? Get info here...
Relocating?: Free real estate information & relocation package if you're relocating to Ventura and Ojai, CA
School Information: Ventura and Ojai schools and the education system in California: kindergarten, elementary, high schools, colleges & universities
Things To Do: Things to do in Ventura, Camarillo and Oxnard: entertainment, dining, the arts, cultural events, major league sports & sporting events, shopping malls, tourist attractions, historic places, natural landmarks, and more
Local Maps & Links: Ventura and Ojai maps & local/California web site links for news & media, TV stations, radio stations, daily Ventura, Camarillo and Oxnard newspapers, transportation, airports & bus terminals, California & local government, and more
Local Weather: Weather in Ventura, Camarillo and Oxnard, California: spring, summer, winter, and fall climate changes
Ventura, Camarillo and Oxnard Photo Gallery: Tour California in pictures

Special Offers: Special offers for Ventura, Camarillo and Oxnard homeowners from Dave Wallace, top Realtor
Free Stuff: Free services for home buyers and sellers from Dave Wallace, top Realtor
Mortgage Information: Mortgage Information
Affiliates: Dave Wallace's real estate web site affiliates
eNewsletter: Dave Wallace's Ventura, Camarillo and Oxnard newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, California, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Ventura, Camarillo and Oxnard California mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in California or buy your own Ventura, Camarillo and Oxnard house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Ventura and Ojai mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other California real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Direct Links: Direct real estate links to web sites mentioned in this Ventura, Camarillo and Oxnard, California site
Ask Anything: Ask Dave Wallace anything real estate
Real Estate Tips: Dave Wallace's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Dave Wallace's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Ventura, Camarillo and Oxnard property in California, including legal terms definitions, and more

Who Am I?: Who is Dave Wallace of Ventura and Ojai, California?
Meet My Team: Meet Dave Wallace's team of real estate assistants for the Ventura, Camarillo and Oxnard area
My Professional Resume: Dave Wallace's Ventura and Ojai real estate career in home buying & selling in California
Testimonials: What Dave Wallace's clients are saying about this top Realtors real estate marketing
Quick Response Guarantee: Dave Wallace guarantees a quick response to your email request for more California home buying & property selling information
Privacy Guarantee: Dave Wallace guarantees this Ventura, Camarillo and Oxnard real estate web site will respect your privacy
No Obligation Guarantee: Dave Wallace's real estate help by email is free & without obligation for Ventura, Camarillo and Oxnard home owners in California
For Realtors: Let Dave Wallace help you with your professional real estate broker and agent needs in the Ventura, Camarillo and Oxnard area
Contact Information: How to contact Dave Wallace, Ventura, Camarillo and Oxnard real estate agent

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